NTUC Income Insurance Co-operative Limited
Income was established in 1970 to provide affordable insurance for workers in Singapore. Today, two million people in Singapore look to Income for trusted advice and solutions when making their most important financial decisions. Our wide network of advisers and partners provide life, health and general insurance products and services to serve the protection, savings and investment needs of customers across all segments of society.
As a social enterprise, Income was made different. Our social purpose is to make insurance accessible, affordable and sustainable for all. Putting people before profits, we strive to create and maximise value for customers.
In 2016, Income had over $32.9 billion in assets under management. Our financial strength and diversified investment portfolio is reflected by our strong credit ratings which underpin the delivery of our commitment to customers.
Income’s corporate social responsibility initiative, OrangeAid, focuses on children and youth, especially the disadvantaged.
For more about Income, please visit www.income.com.sg.

Key Product Highlights

Travel Insurance:
• Income’s Enhanced PreX plans provide the widest coverage for pre-existing medical conditions
• Coverage for families with unlimited number of children insured under the Family cover
• Coverage for travel delay, trip cancellation, medical expenses and loss of money and personal baggage while overseas
• Check out our great deals here.

Car & Motorcycle Insurance:
• Income is Singapore’s No. 1 Motor Insurer in terms of market share.
• Up to 69% off car insurance premiums with your existing NCD
• Unparalleled value added services at no extra cost:
- 24/7 Accident Response team
- One-stop post-accident solution for your vehicle claims & repairs
- Mobile app that lets you complete & submit an accident report anywhere within minutes

Enhanced Home Insurance:
• 15% premium discount with purchase of a 3-year plan
• Comprehensive coverage for home contents, renovations and personal belongings

Foreign Maid Insurance:
• Personal accident, hospital & surgical expenses coverage for helpers
• Wages compensation if your helper is hospitalized
• Buy maid insurance online within minutes

PA Assurance:
• 40% discount on premiums for children if at least 1 parent is insured under same policy
• Coverage for 21 infectious diseases (e.g Zika, Dengue Fever, HFMD) with optional infectious disease cover
• Coverage for permanent disability and medical expenses for injury due to an accident
Base Commissions
Transaction Type
Cookie Length
5 days
Product Feed
Delivery Locations
Program Policy
1. Income can only start the payment process when the policies are validated
2. Income will base on policy start date on processing
3. Car & Motorcycle insurance can be purchased up to 90 days in advance. Travel Insurance can be purchased up to 300 days before trip.
4. Income will base on in-force policy as a status for payments. Cancelled policies will not be eligible for commission.
5. SEM bidding is not allowed
6. Income attributes a transaction to the Affiliate which is in the last position of all digital marketing channels, if not, the transactions will not be honoured.
7. Income will only honor sales where the policy purchased by the customer is of the same type as advertised by the Affiliate. Affiliates can obtain the deeplinks for each specific policy type by adjusting the LID parameter in the affiliate tracking link. Please refer to the program Landing tab to get the LID parameter for each policy type.
8. Only new business can qualify for commissions. Renewal of policies will not be commissionable
9. Affiliates will need to comply with the terms and conditions of Income's Affiliate Playbook at https://www.income.com.sg/affiliate-playbook